Scottsdale and Metro Phoenix Area Real Estate

Not only is real estate one of the biggest purchases most people make in a lifetime, but it also forces a wholesale examination of your own goals, commitments and lifestyle.

Sometimes it may seem overwhelming. But once you understand the process involved, you can feel more comfortable. There will be a variety of experts to guide you along the way. You will need a good mortgage consultant to assist you in finding the right loan for your needs, a professional Real Estate agent will assist you in finding the home that best fits your needs or to market your home for the best possible price, lifestyle and budget, the title/escrow officer will follow through with the title searches and evntual transfer of title from seller to buyer. Together these professionals will guide you through the moving process.

Get familiar with the Real Estate Terms:

• Loans: a good credit rating will help ensure that you will get a loan with the best rates available.   How are Credit Scores computed?
• Qualifying: Get your Mortgage Pre-Approved.  If you’re seriously interested in buying relatively soon, then we can’t emphasize how important getting your mortgage pre-approved is. This will ultimately influence the type of real estate you can afford.

•   How Much Can You Afford

•   Saving for the Down Payment

•   How Mortgage Loans Work

•   Common Questions Mortgage Lenders will ask

•   Understanding Different Types of Loans

•   All About Adjustable-Rate Mortgages

•   When Should You Pay Points on a Loan?

•   The Escrow Process

•   What is Title Insurance and Why do I need it?

•   Common Ways to take title in Arizona

•   What constitutes Closing Costs?

•   Mortgage Glossary

• Once you determine the amount you qualify for and the monthly payment amount you will be comfortable with you should identify the type of property you are interested in and become familiar with the cities and communities within the metro area - Maps of Phoenx metro area,  Links to city web sites, school districts
• Now Finding a Realtor or Real Estate Agent  -  Why use a Realtor?

We are Full Time / Full Service Agents working together as a team to serve you.  Give us a call, we would be proud to serve you.